{"id":92,"date":"2014-01-13T21:47:36","date_gmt":"2014-01-13T21:47:36","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=92"},"modified":"2023-12-04T19:41:33","modified_gmt":"2023-12-04T19:41:33","slug":"what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages","status":"publish","type":"post","link":"https:\/\/jec-pa.com\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/","title":{"rendered":"What Are The Advantages Of 15- And 30-Year Fixed-Rate Mortgages?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_qw14yu7qgu dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/qw14yu7qgu\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>For both, as we show you in this video, compared with other options, \u00a0with fixed rates, housing costs won\u2019t be affected by interest rate changes and inflation.<\/p>\n<p>With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning larger tax deductions. As inflation and costs of living increase mortgage payments become a smaller part of overall expenses.<\/p>\n<p>With A 15-year Term: Loan is usually made at a lower interest rate. Equity is built faster because early payments pay more principal. And the loan is paid off earlier.<\/p>\n<p>Compare payments, principal, and interest totals to make a decision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For both, as we show you in this video, compared with other options, \u00a0with fixed rates, housing costs won\u2019t be affected by interest rate changes and inflation. With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning larger tax deductions. As inflation and costs of&hellip;<\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[21],"tags":[15],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Are The Advantages Of 15- And 30-Year Fixed-Rate Mortgages? - Fort Lauderdale, Dania Beach, Hollywood, FL | Jacqueline E. Cannavan, PA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jec-pa.com\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are The Advantages Of 15- And 30-Year Fixed-Rate Mortgages? - Fort Lauderdale, Dania Beach, Hollywood, FL | Jacqueline E. Cannavan, PA\" \/>\n<meta property=\"og:description\" content=\"For both, as we show you in this video, compared with other options, \u00a0with fixed rates, housing costs won\u2019t be affected by interest rate changes and inflation. With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning larger tax deductions. As inflation and costs of&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/jec-pa.com\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/\" \/>\n<meta property=\"og:site_name\" content=\"Fort Lauderdale, Dania Beach, Hollywood, FL | Jacqueline E. 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