As the economy continues to decline, many individuals find themselves in situations where they are threatened with the loss of their homes or involved in various collection disputes. At Jacqueline E. Cannavan, P.A., we are dedicated to providing guidance and helping our clients find solutions to these very stressful situations. We can provide you with legal representation and assistance with loan modifications and collection disputes.
It is important to remember that every individual situation is unique. Some homeowners find it in their best interest to seek loan modifications rather than filing bankruptcy. Let the office of Jacqueline E. Cannavan, P.A. assist you in seeking modifications to your existing mortgage which may help you to save your home. Mortgage modification negotiations can result in the following possibilities:
- Lowering of monthly payments with no refinancing costs
- Waived late fees
- Conversion of an adjustable rate to a fixed rate
- Reduction of interest rate
- Lengthening payment terms
Negotiation of a mortgage modification is not temporary. Any changes you negotiate to your mortgage terms become permanent solutions and can often offer you a fresh start.
During these hard economic times many families or individuals are dealing with the financial fallout of unemployment or layoffs causing them to struggle with paying bills and escalating credit card debts with high interest rates. The stress of dealing with financial issues can be difficult enough without the intrusion of harassing debt collectors. Consumer rights are protected by the Fair Debt Collection Practices Act which covers family and household debts but does not cover debts incurred to run a business. Let the office of Jacqueline E. Cannavan, P.A. help protect you from unfair collection processes.
The office of Jacqueline E. Cannavan, P.A. is dedicated to helping you protect your rights.
